Beginners & Policies

Go HERE to download & for more details!

What does the CVS Mobile APP do?
• Find a store in a click using your phone’s GPS
• Refill and transfer prescriptions quickly
• Access your prescription history
• Scan to refill prescriptions
• Scan QR codes
• See your weekly ad and create a shopping list
• NEW! Shop CVS.com right in the app
• Check your CVS.com and ExtraCare accounts
• NEW! Save a mobile ExtraCare “card”
that can be scanned at the register
• Send ExtraCare coupons to your card
• Sign up for offers and emails
• Check MinuteClinic locations, services
and accepted insurance plans


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How exactly do I calculate my savings percentage??!!??!!

I get this question quite often, so I thought I would explain it for you here:)

First of all, How much was your purchase total before your coupons?  (some people like to calculate this before coupons & Sales)

For this example we will use

$188.28

Now, how much did you actually pay?  This is considered your “Out of Pocket” cost or OOP.

For this example we will use

$52.47

Now subtract the OOP amount $52.47 from the original price $188.28 to get the amount you saved

$188.28-$52.47=$135.81

Now divide the amount saved $135.81 by the original price $188.28.

$135.81÷$188.28=0.72

Lastly, Move your decimal Point over two spots to the right.

There you have it!!  On this trip we saved

72%!!

Hope this helps you figure out your savings!!

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How do I know I am really getting a “Good Deal”?

To start, its good to know what a deal actually is… To explain this, I will break it up into 3 types of deals:  A Deal, A REAL DEAL, and the SUPER DEAL!

(1)  A DEAL:  A deal would be any item that is at least 50% off or more.  That should be your target price at the very least.  You can cut your grocery bill in half or more, without cutting the first coupon.

Sales rotate on a 6-12 week cycle, depending on where you live, with the exception of seasonal items.  The trick it, buying enough to get you through until the next sale.  After you have shopped like this for a while, you will see the trend and know when items are going to be on sale.

(2)  A REAL DEAL:  A real deal would be an item at its lowest price point (50% off or more) , matched with a coupon!!!  This makes for HUGE SAVINGS and sometimes even FREEBIES!  For Example a sale might be:

This is a Savings of 80% when you buy (2) and your store doubles coupons!  You would end up paying 33¢ each!

(3) A SUPER DEAL: A Super Deal would be an item at its lowest price point (50% off or more), matched with a manufacturer coupon & a store coupon!!  Talk about savings!! This is where you can really stack up the savings!  An example might be:

This is a savings of 73% when you buy (2)!  I would end up paying $1.44 each!


Ways to avoid buying impulse items that could potentially cancel out your savings!

(1) Make a list and stick to it!!  This is the easiest way to avoid impulse purchases!!

(2) Carry Cash!  Leave your cards at home!  If you are making a list and using The Q-Tipping Moms Shopping Calculator found HERE, you should know almost to the penny how much your purchases will be.

(3) Beware of those End Caps!! Items displayed on the end caps are not necessarily bargains. We tend to grab things we see on special display!  Sometimes they will even have a big sign to make us think we are getting a deal!  See Rule 1!!

(4) Don’t fall for the power of suggestion.  If a store advertises a 10 for $10 deal, this DOES NOT necessarily mean we have to by 10.  Most of the time these really means $1 each!!  (more examples 2/$5, 4/$4, 4/$5 and so on)

(5) Avoid grabbing the “Store Brand”.  Store Brand is RARELY the best deal.  When you shop when items are at the lowest price point, especially if you have a coupon, more times than not the name brand will be the cheapest.

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Well….This will probably officially keep me out of Rite Aid unless it is a FREEBIE or $2 makeup!!  Especially since CVS changed their policy back to letting us use (2) coupons on BOGO sales!!!  But, here is the latest… We can NO longer use (2) manufacturer coupons on BOGO 50% off deals!!!  

Go HERE to print the latest policy. (this says June 11, 2011, but it is the newest policy)

Here is what the change says:

UPDATED 4/7/12

Okay.  so Rite Aid changed the policy again!!!!  You can once again use (2) Manufacturer coupons on BOGO 50% off sales!  Print the newest policy HERE.  Below is a excert from the new policy.


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 I posted this back in April of last year…almost a year ago:)  But, I got an email today from a reader about this program, and it reminded me that not all of you were readers last year & may not know about this FREE Money from Target!   Thanks so much Bridgett!!!  I will try and go back through some more old posts today & pass on other useful info that is from the past:)

I am so excited to tell you about this GREAT Debit Card Program that Target has!!  I found out about it last week at a coupon class!  (You see, I am still learning too!)  I knew that you could get a Target Credit Card and get a discount on everything you purchased at Target, but I try to stay away from Store Credit Cards…..BUT…you can also get a Target Debit Card!!  The Debit card is linked directly to your checking account, so it is the same as writing a check or using you bank debit card at Target… BUT…..when you use the Target Debit Card you get 5% off your entire order!!  I thought this was a great idea!!! (Thanks Beth for telling me about it!)  You can apply for this at the service desk.  Go HERE to read more about it!


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Sorry for the confusion! CVS Policy Change

February 22, 2012

So sorry I forgot to Update the Picture!  I updated everything but the picture!  You can go HERE to print the New CVS Policy! Thanks Kayla!


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New Rite Aid +UP Rewards Policy.. UPDATED

January 7, 2012

Rite Aid has made a change to the way we shop using our +UP Rewards, and its not a good one! You will no longer be able to use your +UP Rewards on the same day. The policy change states that the “+UP Reward may not be redeemed until 6am local time the next day [...]


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What makes you bust your Budget???

October 15, 2011

First of all, I hope by now you all have a budget:)  Our family budget is $40 a week!  But….occassionally…we do bust our budget, LOL!  I guess I really shouldn’t say bust our budget, because we do save for our little indulgence.  We also only buy them every 2 or 3 months!  BUT….We have to [...]


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Couponing Burn Out?!?!

August 30, 2011

Have you or are you suffering from “Couponing Burn Out”? If so you are not alone!  This happens to all of us at one time or another.  If you are like me, you probably feel bummed out or guilty, if you don’t take your coupons with you to the store.   Sometimes, when we get [...]


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SADNESS:( CVS Policy Update

August 24, 2011

You know I told you a few weeks about CVS would no longer allow a BOGO Manufacturer Q with another manufacturer Q:(  Well it didn’t stop there.  We will no longer be allowed to use (2) manufacturer coupons on a BOGO sale:(   Don’t you want to scream….”THANKS TLC!”  If you by chance have a [...]


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